Health Insurance

Health benefits are crucial for employees when applying for and choosing a job. Employers offering affordable options attract and retain employees.  As a business owner or HR Director, your challenge is finding the best possible plan for your employees. Whether covering all or part of premiums, options exist. 

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Group plan options consist of programs that are fully-insured, level-funded, self-funded, individual coverage with a health reimbursement arrangement (ICHRA), or those providing only minimum essential coverage (MEC).

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A medical plan may feature HMO, EPO, or PPO designs.  Often, these plans are combined with a Health Reimbursement Arrangement, allowing clients to assist members with their plan deductible when necessary. Additionally, a qualified high deductible health plan is associated with a Health Savings Account that can be funded by both employees and, in some cases, the client.

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Let us help you find the right solution for your organization and navigate the changes brought by the ACA.